Written by Brian Johnson, CIO Summary: We’re watching volatility levels carefully, as they are a key indicator that a correction may be afoot in equities markets. At present, volatility is elevated but not alarmingly so. The historically low volatility in equities markets that we experienced in 2017...
Written by Mary Ann Ferreira, CFP®, CDFA™, AIF® In late 2014, Congress passed the “Achieving a Better Life Experience Act” (the ABLE Act). This law makes it possible for states to establish and operate ABLE programs so that individuals with disabilities can save money for future needs,...
Written by Joe Erickson, CPA People are often faced with the question of whether buying or renting a home is smarter. Seattle has grown rapidly over the years, and many of our clients – either for themselves or their grown children – ask us whether renting or buying...
Just about anyone who's ever watched a child or grandchild go from the crib to kindergarten and beyond has uttered the phrase, "They grow up so fast." Although you can't really freeze a youngster's precious moments in time, you can take steps to make sure...
Understanding how much debt you can handle and being smart about managing it can help you pursue long-term financial goals. Consider the following tips when analyzing how much you owe. 1. Calculate how much debt you carry. Although there are exceptions for special situations, many mortgage...
Written by Mary Ann Ferreira, CFP®, CDFA™, AIF® Does it make sense for you to do an “In-Service” (while still working) rollover of your 401(k) assets? Some 401(k) plans have high fees and expenses. In addition, the investment choices available in these retirement plans are sometimes limited....
Sell in May and Go Away? By Brian Johnson, CIO and Partner Stock Market Summary: Signs suggest that the market correction that began in late January has been primarily sentiment-driven and is nearing its end. A healthy earnings season, led by the technology sector, could be just...
Written by Joe Erickson, CPA and Partner Tax reform: what does it mean? Since Congress passed the Tax Cut and Jobs Act of 2017, you’re likely to find that things have shifted for your financial situation. Some of the most significant changes include the following: New tax...
Guest article written by Sabrina Go of Rehberg Law Group Before you can answer the question of, "Why do I need an estate plan if I don't have an estate?", another question must be answered first, "What is an estate?". An estate is all of the assets...
There are a lot of issues that couples need to think about when tying the knot — wedding preparations, family, and, of course, finances. Addressing personal finance and investment issues before the big day may help improve your odds of being together years later. Here...