Posts Archive

401(k)

Shouldn’t your Retirement be your “Encore” Life?

June 14, 2019
, , , , , ,

Part One of Weekly Three Part Series starting 6/14/19. Part 1 – Don’t Plan for Retirement The retirement you saw your grandparents or even your parents live through will likely not be the retirement you choose for yourself. Consider the following: In 1900, the average life expectancy was 47 years. Only 100,000 Americans lived to…

Read More

Our People are our Most Valuable Asset — Meet Matt Boelter, Financial Advisor & Shareholder

June 7, 2019
, , , , , ,

To read Matt’s complete bio click here

Read More

In-Service 401(k) Rollovers

May 21, 2018
,

Written by Mary Ann Ferreira, CFP®, CDFA™, AIF® Does it make sense for you to do an “In-Service” (while still working) rollover of your 401(k) assets? Some 401(k) plans have high fees and expenses. In addition, the investment choices available in these retirement plans are sometimes limited. As a result of TIPRA (Tax Increase Prevention Reconciliation…

Read More

Marriage: Entering a New Investment Life

April 30, 2018
, , , ,

There are a lot of issues that couples need to think about when tying the knot — wedding preparations, family, and, of course, finances. Addressing personal finance and investment issues before the big day may help improve your odds of being together years later. Here are some financial issues that you should consider when embarking…

Read More

Five Strategies for Tax-Efficient Investing

April 2, 2018
, , ,

You may be able to use losses within your investment portfolio to help offset realized gains. If your losses exceed your gains, you can offset up to $3,000 per year of the difference against ordinary income. After factoring in federal income and capital gains taxes, the alternative minimum tax, and potential state and local taxes,…

Read More

Understanding Defined Benefit Plans

August 14, 2017
, , ,

You may be counting on funds from a defined benefit plan to help you achieve a comfortable retirement. Often referred to as traditional pension plans, defined benefit plans promise to pay you a specified amount at retirement. To help you understand the role a defined benefit plan might play in your retirement savings strategy, here’s…

Read More

Retirement Plans for Small Businesses

July 3, 2017
, ,

As a business owner, you should carefully consider the advantages of establishing an employer-sponsored retirement plan. Generally, you’re allowed a deduction for contributions you make to an employer-sponsored retirement plan. In return, however, you’re required to include certain employees in the plan, and to give a portion of the contributions you make to those participating…

Read More

Deciding What to Do with Your 401(k) Plan When You Change Jobs Approved

February 27, 2017
,

When you change jobs, you need to decide what to do with the money in your 401(k) plan. Should you leave it where it is, or take it with you? Should you roll the money over into an IRA or into your new employer’s retirement plan? As you consider your options, keep in mind that…

Read More

Changing Jobs? Take Your 401(k) and Roll It

August 26, 2015
, ,

If you’ve lost your job, or are changing jobs, you may be wondering what to do with your 401(k) plan account. It’s important to understand your options. What will I be entitled to? If you leave your job (voluntarily or involuntarily), you’ll be entitled to a distribution of your vested balance. Your vested balance always…

Read More

Get In Touch

Share On Social Media