Posts Archive
Life Planning
Spring Cleaning — Put Your Financial House in Order
As you file away your forms and schedules at the end of the tax season, it’s a good time to take a closer look at the big picture of your financial structure and tidy up where needed. Here’s a checklist of key considerations to help you get started. Lay a Balanced Investment Groundwork Does your…
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Tax Changes: Sell Your Property or Convert to a Rental Property? What’s Right for You?
By Joe Erickson, CPA and Viridian Shareholder Recent changes to tax law can have a significant impact on decision-making in the current real estate environment. This article describes some of the major changes, and it will hopefully help you decide what to do with your home if/when you decide to no longer live there. Tax…
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Able Accounts For Individuals With Disabilities
Written by Mary Ann Ferreira, CFP®, CDFA™, AIF® In late 2014, Congress passed the “Achieving a Better Life Experience Act” (the ABLE Act). This law makes it possible for states to establish and operate ABLE programs so that individuals with disabilities can save money for future needs, while still retaining eligibility for federal assistance programs. These…
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Kids and Money: A Little Education Pays Off
Just about anyone who’s ever watched a child or grandchild go from the crib to kindergarten and beyond has uttered the phrase, “They grow up so fast.” Although you can’t really freeze a youngster’s precious moments in time, you can take steps to make sure that his or her journey to adulthood starts with a…
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Marriage: Entering a New Investment Life
There are a lot of issues that couples need to think about when tying the knot — wedding preparations, family, and, of course, finances. Addressing personal finance and investment issues before the big day may help improve your odds of being together years later. Here are some financial issues that you should consider when embarking…
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Don’t Plan for Retirement — Plan for an Encore Life
Written by Mark Jaeger, ChFC®, CFP® – CCO/COO Original article posted on Market Watch here.
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Questions to Ask When Drafting an Estate Plan
Because you’ve worked hard to create a secure and comfortable lifestyle for your family, you’ll want to ensure that you have a sound financial plan that includes trust and estate planning. With some forethought, you may be able to minimize gift and estate taxes and preserve more of your assets for those you care about.…
Read More Why divorcing over 50 can be especially awful
Written by Mary Ann Ferreira, CFP®, CDFA™, AIF® Original article posted on Market Watch Here
Read MoreDivorce and Estate Planning
How does divorce affect estate planning? Wills for both spouses are often drawn up sometime during the marriage–particularly if there are children involved. When divorce is contemplated, the selection of beneficiaries and executors will likely be revised to reflect the absence of your former spouse. Additionally, you will need to re-examine the gift and estate…
Read MoreLife Insurance at Various Life Stages
Your need for life insurance changes as your life changes. When you’re young, you typically have less need for life insurance, but that changes as you take on more responsibility and your family grows. Then, as your responsibilities once again begin to diminish, your need for life insurance may decrease. Let’s look at how your…
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