Posts Archive

Retirement

A Strategy to Pursue Your Retirement Goals and Beat Inflation

March 26, 2018
, ,

Your retirement plan is designed to help you meet two important objectives — beating inflation and pursuing your retirement savings goals. The challenge is finding the right mix to strive for both. Why Be Concerned With Inflation? Technically defined, inflation is the rising cost of goods and services over time. Like termites invisibly gnawing at…

Read More

Have You Checked Your Retirement Plan Lately?

March 5, 2018
, ,

It’s generally a good idea to review your employer-sponsored retirement savings plan at least once each year and when major life changes occur. If you haven’t given your plan a thorough review within the last 12 months, now may be a good time to do so. Have you experienced any life changes? Since your last…

Read More

Considering an Offer to Retire Early: Should You Take It?

January 29, 2018
, ,

What is it? In today’s corporate environment, where cost cutting, restructuring, and downsizing are the norm, many employers are offering their employees early retirement packages. As you near retirement age, you may find yourself confronted with an offer from your employer for early retirement. Your employer may refer to the offer as a golden handshake…

Read More

Investment Planning throughout Retirement

November 27, 2017
, , ,

Introduction Investment planning during retirement is not the same as investing for retirement and, in many ways, is more complicated. Your working years are your saving years. With luck, your income increases from year to year as you receive promotions and/or pay raises; those increases offer some protection against rising costs caused by inflation. While…

Read More

Understanding Defined Benefit Plans

August 14, 2017
, , ,

You may be counting on funds from a defined benefit plan to help you achieve a comfortable retirement. Often referred to as traditional pension plans, defined benefit plans promise to pay you a specified amount at retirement. To help you understand the role a defined benefit plan might play in your retirement savings strategy, here’s…

Read More

Insurance Needs in Retirement

June 12, 2017
, ,

Your goals and priorities will probably change as you plan to retire. Along with them, your insurance needs may change as well. Retirement is typically a good time to review the different parts of your insurance program and make any changes that might be needed. Stay well with good health insurance After you retire, you’ll…

Read More

Retirement: Proceed With Caution Before Relying on General Rules

November 7, 2016
,

When investing for retirement, you’re likely to hear a lot of well-meaning guidance from family, friends, and others offering advice–even the media. As you weigh the potential benefits of any commonly cited investment rules, consider that most are designed for the average situation, which means they may be wrong as often as they’re right. Although…

Read More

Social Security cost-of-living adjustment expected to be lowest ever

October 31, 2016
,

Advisers, get your aspirin ready. When the Social Security cost-of-living-adjustment for 2017 is officially announced next week, it is expected to be 0.3% — the lowest annual increase on record. After no annual cost of living adjustment this year, Social Security benefits are expected to increase by 0.3% in 2017, according to a new forecast…

Read More

Social Security's looming $32 trillion shortfall

August 10, 2016
,

Originally posted on CNBC – we thought this was a very relevant topic. —————————————————————- You can look at the financial health of Social Security in many ways. The official version, found in the Social Security and Medicare Boards of Trustees’ annual report, is this: Social Security’s total income is projected to exceed its total cost…

Read More

Get In Touch

Share On Social Media