Why Losses Hurt More than Gains Feel Good: Part 1. When 1 Doesn’t Equal 1

Written by Bruce Yates, Financial Advisor and Founding Shareholder Many investors assume that as long as they are right more times than they’re wrong, they will end up with good results. That is a logical assumption. If you buy three stocks in succession, for instance, and two of them produce big gains, and only one…

Don’t Retire; Just Stop Stressing

By Matt Boelter, Financial Advisor and Shareholder The post-retirement phase of your life is supposed to be a time when you embrace relaxation and reduce stress as much as possible.  It is an opportunity to enjoy life without the worries that the daily grind of work entails.  However, for many, working provides such structure and…

Tax Changes: Sell Your Property or Convert to a Rental Property? What’s Right for You?

By Joe Erickson, CPA and Viridian Shareholder Recent changes to tax law can have a significant impact on decision-making in the current real estate environment. This article describes some of the major changes, and it will hopefully help you decide what to do with your home if/when you decide to no longer live there. Tax…

The Ins and Outs of LLCs

By Joe Erickson, CPA and Viridian Shareholder Limited Liability Companies, commonly known as LLCs, offer their owners (“members”), as the name implies, limited liability protection.  LLCs are a relatively straightforward means of structuring a small business, and they are a great option for many business owners. Setting up an LLC For a single-member LLC, you simply…

February 2019 Market Update

By Brian Johnson, Chief Investment Officer and Shareholder Summary: News has swung to the positive side, with many of the previous uncertainties having been resolved.  This, coupled with the Fed’s policy shift towards patience in raising rates, has led to markets rallying and nearing former highs.  We’ll likely use pullbacks or corrections as opportunities to…

How Will You Handle The Cost Of Long-Term Care?

Written by Matt Boelter, Financial Advisor I started volunteering at assisted living and memory care retirement homes when I was about ten years old.  I got involved because I lived in a small town and my mother was part of the care staff, but I always enjoyed listening to the stories and wisdom that the residents…

Concentrated Stock Position Series, Part 3: Employee Stock Purchase Plans (ESPPs)

Written by Marcus Dusenbury, Financial Advisor So, your employer offers an Employee Stock Purchase Plan . . . now what? Employee Stock Purchase Plans (ESPPs) have continued to gain prominence over the past 20 years.  As with many stock incentive programs, they first gained popularity in the tech and biotech sectors, but can now be found…

January 2019 Market Update

Written by Brian Johnson, Chief Investment Officer Summary: The fourth quarter of 2018 was a nasty one for stocks. Through it, we have maintained our defensive positioning. We expect U.S. stock returns over the next 10-15 years to be substantially worse than the last 10 years. However, bond, cash, and international stock returns are projected to improve.…

December 2018 Market Update

Written by  Brian Johnson, Chief Investment Officer Summary:  The current market decline has yet to show signs that it is bottoming out.  It is likely, therefore, that we’ve further to go on the downside before stocks begin moving meaningfully higher again.  We’re glad that we reduced risk/stock exposure in our strategies twice this year –…

8 Mistakes to Avoid When Choosing a Financial or Tax Adviser

Written by Adriel Tam, CEO, and Bruce Yates, Financial Advisor. Original article posted on Market Watch here.

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