Concentrated Stock Positions Series, Part 2: Restricted Stock Units (RSUs)
Written by Marcus Dusenbury, Financial Advisor So you just got restricted stock from your employer . . . now what? Restricted Stock Units (RSUs) have become an increasingly popular corporate benefit over the past decade. Companies recognize that their stock can effectively attract and retain talented employees. As part of a compensation package, therefore, your…
Financial Planning, Investments, Stock Options, marcus dusenbury, restricted stock units, rsu, stock postitions, vesting |
November 2018 Market Update
Written by Brian Johnson, Chief Investment Officer Summary: It’s been hard to find positive returns in 2018. We’ve made a number of allocation updates within our models to respond to the evolving landscape. If market and economic indicators continue deteriorating in the weeks and months ahead, we may reduce risk even more. Logistically, getting in…
Market Commentary, brian johnson, chief investment officer, Market commentary, november 2018 market update |
Concentrated Stock Position Series, Part 1: Employee Stock Option Plans (ESO Plans)
Written by Marcus Dusenbury, Financial Advisor So you just got stock options from your employer . . . now what? Employee stock option plans (ESO plans) have been around for a few decades now. They are an employee benefit plan through which companies offer employees “options” to buy shares of the employer stock at a…
Financial Planning, Investments, Stock Options, employee stock option plans, eso plan, Incentive stock option, iso, marcus dusenbury, non-qualified stock option, nq |
October 2018 Market Update
Written by Brian Johnson, Chief Investment Officer Summary: Equity markets had a solid 3rd quarter, but they have become much more volatile recently. The bond market looks to have ended its 35+ year bull run (interest rates falling, bond prices rising). The recent volatility is a reminder of the importance of rebalancing portfolios. After a…
Market Commentary, brian johnson, chief investment officer, Market update, october 2018 |
What Will Retirement Look Like for You?
Written by Mark Jaeger, CFP® For most of the last century, people either worked their entire lives (as long as they were physically able) or else they “retired” at around age 65 and lived out their few remaining years at home in rest and relaxation. Today, retirement is different. People commonly live 20 or 30…
Financial Planning, Pre-Retirement, Retirement, mark jaeger, phases of retirement, pre-retirement, retirement planning |
What to do if you have too much cash
Written by Matt Boelter, Financial Advisor. Original article posted on Market Watch here.
Financial Planning, cash reserve, marketwatch, matt boelter, opportunity cost, too much cash |
September 2018 Market Update – A Few Thoughts
Written by Brian Johnson, Chief Investment Officer Summary: U.S. stocks (equities) remain in a secular (10-20 year) bull trend. International markets have not done as well recently, but they remain attractive for long-term investors. In lieu of an analysis of one aspect of the market, this month I’m sharing thoughts and interesting pictures on three…
Market Commentary, bitcoin, brian johnson, crypto currencies, emerging market performance, investments, September market update, warren buffett |
Tax & Estate Planning with Charitable Trusts
Written by Bruce Yates, Financial Advisor & Doug Custer, CFP® Investment assets have two primary benefits: the income they produce, and their hopefully increasing value. With Charitable Trusts, charitably inclined investors can support their chosen charity or foundation by donating one of these two components (principal or income), while retaining the other for themselves or…
Estate Planning, Financial Planning, Taxes, bruce yates, charitable giving, charitable remainder trust, charitable trust, charity, CRAT, CRT, CRUT, doug custer, estate planning, tax |
Optimizing the Tax Impact of Charitable Giving Under the New Tax Law
Written by Doug Custer, CFP Beginning at age 70½, IRA owners must start taking Required Minimum Distributions (RMDs) each year from their IRA accounts. Unless you have made after-tax contributions in the past, these distributions are taxable as ordinary income. However, if you are charitably inclined, your RMDs can not only help you deduct more…
Financial Planning, Taxes, 2018 new tax law, charitable giving, doug custer, ira, QCD, qualified charitable distributions, required minimum distribution, rmd, standard deduction |
August 2018 Market Update -The Longest Bull Market Ever? Not So Fast…
Written by Brian Johnson, CIO Summary: This isn’t the longest bull market in history. In fact, it’s pretty average. If you’ve picked up a newspaper or turned on the TV in the last few weeks, you’ve likely heard someone quoting statistics suggesting that this is now the longest bull market in history. I’ve had more than…