February 2019 Market Update
By Brian Johnson, Chief Investment Officer and Shareholder Summary: News has swung to the positive side, with many of the previous uncertainties having been resolved. This, coupled with the Fed’s policy shift towards patience in raising rates, has led to markets rallying and nearing former highs. We’ll likely use pullbacks or corrections as opportunities to…
Market Commentary, brian johnson, chief investment officer, february 2019 market update, Market update |
How Will You Handle The Cost Of Long-Term Care?
Written by Matt Boelter, Financial Advisor I started volunteering at assisted living and memory care retirement homes when I was about ten years old. I got involved because I lived in a small town and my mother was part of the care staff, but I always enjoyed listening to the stories and wisdom that the residents…
Health Care, Insurance, Long Term Care, long term care, long-term care insurance, matt boelter, medicaid |
Concentrated Stock Position Series, Part 3: Employee Stock Purchase Plans (ESPPs)
Written by Marcus Dusenbury, Financial Advisor So, your employer offers an Employee Stock Purchase Plan . . . now what? Employee Stock Purchase Plans (ESPPs) have continued to gain prominence over the past 20 years. As with many stock incentive programs, they first gained popularity in the tech and biotech sectors, but can now be found…
Stock Options, Concentrated stock positions, Employee stock purchase plans, ESPP, marcus dusenbury, Part 3, part three |
January 2019 Market Update
Written by Brian Johnson, Chief Investment Officer Summary: The fourth quarter of 2018 was a nasty one for stocks. Through it, we have maintained our defensive positioning. We expect U.S. stock returns over the next 10-15 years to be substantially worse than the last 10 years. However, bond, cash, and international stock returns are projected to improve.…
Market Commentary, brian johnson, january 2019, january 2019 Market Update, Market commentary |
December 2018 Market Update
Written by Brian Johnson, Chief Investment Officer Summary: The current market decline has yet to show signs that it is bottoming out. It is likely, therefore, that we’ve further to go on the downside before stocks begin moving meaningfully higher again. We’re glad that we reduced risk/stock exposure in our strategies twice this year –…
Market Commentary, brian johnson, chief investment officer, december 2018, December 2018 market update |
8 Mistakes to Avoid When Choosing a Financial or Tax Adviser
Written by Adriel Tam, CEO, and Bruce Yates, Financial Advisor. Original article posted on Market Watch here.
Financial Planning, adriel tam, bruce yates, choosing financial adviser, choosing tax adviser, finding financial advisor, market watch |
Concentrated Stock Positions Series, Part 2: Restricted Stock Units (RSUs)
Written by Marcus Dusenbury, Financial Advisor So you just got restricted stock from your employer . . . now what? Restricted Stock Units (RSUs) have become an increasingly popular corporate benefit over the past decade. Companies recognize that their stock can effectively attract and retain talented employees. As part of a compensation package, therefore, your…
Financial Planning, Investments, Stock Options, marcus dusenbury, restricted stock units, rsu, stock postitions, vesting |
November 2018 Market Update
Written by Brian Johnson, Chief Investment Officer Summary: It’s been hard to find positive returns in 2018. We’ve made a number of allocation updates within our models to respond to the evolving landscape. If market and economic indicators continue deteriorating in the weeks and months ahead, we may reduce risk even more. Logistically, getting in…
Market Commentary, brian johnson, chief investment officer, Market commentary, november 2018 market update |
Concentrated Stock Position Series, Part 1: Employee Stock Option Plans (ESO Plans)
Written by Marcus Dusenbury, Financial Advisor So you just got stock options from your employer . . . now what? Employee stock option plans (ESO plans) have been around for a few decades now. They are an employee benefit plan through which companies offer employees “options” to buy shares of the employer stock at a…
Financial Planning, Investments, Stock Options, employee stock option plans, eso plan, Incentive stock option, iso, marcus dusenbury, non-qualified stock option, nq |
October 2018 Market Update
Written by Brian Johnson, Chief Investment Officer Summary: Equity markets had a solid 3rd quarter, but they have become much more volatile recently. The bond market looks to have ended its 35+ year bull run (interest rates falling, bond prices rising). The recent volatility is a reminder of the importance of rebalancing portfolios. After a…