Washington state students to benefit from joint Boeing-Microsoft contribution

If you live in Washington state and dream of earning a bachelor’s degree but can’t afford the ever-increasing cost of a four-year university, a new pledge from Boeing and Microsoft may be able to help. The two companies have joined together to contribute $50 million over the next five years to a scholarship fund that…

Considerations for Owning Company Stock

Owning company stock within your employer-sponsored retirement plan is not necessarily a bad thing. The issue, however, is that for some investors, company stock may represent too large a percentage of their retirement plan assets. Here are some tips to help you determine if your portfolio is too heavily weighted with your employer’s stock. Know…

Amazon ranks Seattle as No. 9 ‘most well-read city’

Read any good books lately? Odds are, if you live in Seattle, your answer is yes. The Emerald City was recently ranked No. 9 on Amazon’s list of “Most Well-Read Cities in America” after compiling sales from books, magazines and newspapers in print, as well as Amazon’s electronic Kindle format. Not bad, especially since Washington…

Transferring Wealth with a Stretch IRA

Want a way to flex some retirement planning muscle? Then consider a “stretch” (inherited) IRA. Not only can this strategy preserve wealth for future generations, it also has the potential to keep assets growing in a tax-deferred account for years to come. Here’s the inside scoop, based on one hypothetical family situation. One Scenario Imagine…

Seattle thriving despite economic slump

Recession? What recession? If you’ve been keeping an eye on the financial news, you’ve probably heard that economic recovery in the United States has stalled. But according to two new studies, conducted locally in Seattle and by an independent economics research firm in Florida, Seattle remains relatively immune to the financial turmoil. In fact, we…

Roth IRAs — Powerful Planning Tools for All Generations

If the current income restrictions associated with Roth IRAs prevent you from using one for your own planning purposes, consider taking steps to ensure that your children or other younger family members establish and fund a Roth IRA of their own. Roth IRAs offer ample tax benefits for retirement — particularly for younger investors. Yet…

Planning for Retirement? Don't Overlook an IRA

Nearly 50 million American households own an individual retirement account (IRA).1 While the IRA has evolved into a popular retirement savings vehicle — with more than $4 trillion in total assets — it is often an overlooked component of most investors’ financial planning strategies. In fact, over the past two years, only 15% of households…

401(k) Decisions — You Can Take It with You

If you are preparing to change jobs, do you know what your choices are for managing the money in your current employer’s retirement plan? Although many people choose to take a cash distribution, there are other options that may benefit you more. Uncle Sam Loves Cash Distributions Taking a lump-sum cash distribution may trigger an…

Tips for Transitions: Make the Most of Your Retirement Account Options

It’s a fact: The average American holds nine different jobs before the age of 34.* It’s also a fact that the decisions you make about how to manage retirement assets when changing jobs can have a direct impact on your future financial health. Case in point: “Cashing out” retirement plan assets before age 59½ (55…

Mid-Life Investing — Making the Most of Your Asset-Building Years

As you move through your peak earning years, you’ll probably see your net worth steadily rise. At the same time, you’ll still have some work to do before you realize your financial goals. That’s why it’s important to have a solid plan in place. Here are some steps to help keep your portfolio on track.…

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