Lifestyle Funds: Designed for the Tests of Time

Wouldn’t it be great if there were investment options designed with your exact needs in mind that allowed you to stay focused on building financial security for retirement? Actually, such investments do exist. They’re called lifestyle funds, and they may be available through your employer-sponsored retirement plan. Lifecycle funds, also known as target-date funds, are…

Hey Seattle, how about a ‘staycation’?

Summer’s here, at least according to the calendar. And though the temperature has yet to consistently reach above 60 degrees here in the Seattle area, the travel season is well underway in many other parts of the country. And for good reason. Vacations relieve stress, restore creativity and alleviate the burnout that we gather throughout…

Five Ways to Help Measure Investment Risk

Investors who are concerned about market volatility should examine their investment choices from all angles when constructing a portfolio — evaluating not only return, but risk too. There are a variety of risk measures that may come in handy. Of course, numbers don’t tell the whole story, but they may help you determine whether owning…

Washington state students to benefit from joint Boeing-Microsoft contribution

If you live in Washington state and dream of earning a bachelor’s degree but can’t afford the ever-increasing cost of a four-year university, a new pledge from Boeing and Microsoft may be able to help. The two companies have joined together to contribute $50 million over the next five years to a scholarship fund that…

Considerations for Owning Company Stock

Owning company stock within your employer-sponsored retirement plan is not necessarily a bad thing. The issue, however, is that for some investors, company stock may represent too large a percentage of their retirement plan assets. Here are some tips to help you determine if your portfolio is too heavily weighted with your employer’s stock. Know…

Amazon ranks Seattle as No. 9 ‘most well-read city’

Read any good books lately? Odds are, if you live in Seattle, your answer is yes. The Emerald City was recently ranked No. 9 on Amazon’s list of “Most Well-Read Cities in America” after compiling sales from books, magazines and newspapers in print, as well as Amazon’s electronic Kindle format. Not bad, especially since Washington…

Transferring Wealth with a Stretch IRA

Want a way to flex some retirement planning muscle? Then consider a “stretch” (inherited) IRA. Not only can this strategy preserve wealth for future generations, it also has the potential to keep assets growing in a tax-deferred account for years to come. Here’s the inside scoop, based on one hypothetical family situation. One Scenario Imagine…

Seattle thriving despite economic slump

Recession? What recession? If you’ve been keeping an eye on the financial news, you’ve probably heard that economic recovery in the United States has stalled. But according to two new studies, conducted locally in Seattle and by an independent economics research firm in Florida, Seattle remains relatively immune to the financial turmoil. In fact, we…

Roth IRAs — Powerful Planning Tools for All Generations

If the current income restrictions associated with Roth IRAs prevent you from using one for your own planning purposes, consider taking steps to ensure that your children or other younger family members establish and fund a Roth IRA of their own. Roth IRAs offer ample tax benefits for retirement — particularly for younger investors. Yet…

Planning for Retirement? Don't Overlook an IRA

Nearly 50 million American households own an individual retirement account (IRA).1 While the IRA has evolved into a popular retirement savings vehicle — with more than $4 trillion in total assets — it is often an overlooked component of most investors’ financial planning strategies. In fact, over the past two years, only 15% of households…

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